HOUSING LOANS IN SERBIAN AND BOSNIA AND HERZEGOVINA
DOI:
https://doi.org/10.24867/13GI09SladojevicKeywords:
long-term mortgage credits, housing loans, interest ratesAbstract
It seems like homeownership is one of the biggest challenges of life as we know it today, especially if we look at the young married couples. Recognizing this problem and in their efforts to fill this void, many financial institutions are offering different solutions.
One of those solutions is the long-term mortgage credits, which terms cannot extend over 30 years. These 30-year mortgages are issued for the home buying purpose only and they call for special attention.
For this same reason, our approach is to closely follow and analyze this trend in Serbia and Bosnia and Herzegovina, with the special dive into the process of the credit approval.
References
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[2] Veselin P., Nerandžić B., “Poslovne finansije”, FTN izdavaštvo, Novi Sad, 2010
[3]Vunjak N., “Finansijski menadžment”, Ekonomski fakultet, Subotica, 2005.
[4] Bjalica V., “Bankarstvo teorija i praksa”, Stylos, Novi Sad, 1995.
[5] Kadić A., “Novac i krediti”, Banja Luka, 1993.
[6] Hrustić H., “Finansijski menadžment”, Viša poslovna škola, Novi Sad, 2004
[7] Hadžić M, “Bankarstvo”, Ekonomski fakultet Beograd, 2007
[8]Barjaktarović L., “Monetarno kreditni i devizni sistem”, Ekonomski fakultet Beograd, 2010
[9] Đukić Đ., Bjelica V., Ristić Ž., “Bankarstvo”, Beograd, 2006
[10] Dušančić J, “Poslovno bankarstvo”, Conssece institute, Srpsko Sarajevo-Beograd, 2003
[11] Kumalić J. “Poslovne finansije”, Ekonomski fakultet Univirzitet u Bihaću, 2007
[12] Mikerević D., “Finansijski menadžment”, Banja Luka, 2005
[13] Lukić R., “ Bankarsko računovosdtvo”, Cenatar za izdavalačko djelatnost ekonomskog fakulteta, Beograd, 2007
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[15] Milovanović S.,Carić M, “Finansijski menadžment”, Privredna akademija, Novi Sad, 2007.
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Published
2021-08-01
Issue
Section
Industrial Engineering and Management
