INSURANCE AS A WAY TO MANAGE CYBER RISKS

Authors

  • Nada Stajšić Golijanin Autor

DOI:

https://doi.org/10.24867/09GI13Stajsic

Keywords:

Risk, risk management, cyber risk, insurance, risk accumulation, underwriting

Abstract

The paper presents the basic characteristics of new risks, among which are the risks associated with the use of digital technologies, united by the name of cyber risks. Issues of exposure and resilience, as well as the issue of cyber risk management are viewed from different perspectives: from institutions of national impor­tance, through IT experts to insurance. Special emphasis is placed on the accumulation of cyber risk and the analysis of the adequacy of protection with the help of existing insurance coverage.

References

[1] J. L. Athearn, „Risk and insurance“, New York, 1977.
[2] V. Njegomir, “Upravljnje rizicima u osiguranju i reosiguranju”, Zagreb, 2018.
[3] https://www.thecroforum.org/wp-content/uploads/2015/01/Cyber-Risk-Paper-version-24-1.pdf ( pristupljeno u oktobru 2019.)
[4] https://www.csis.org/events/managing-cyber-risk-and-role-insurance ( pristupljeno u novembru 2019.)
[5] https://www.genevaassociation.org/sites/default/files/-research-topics-document-type/pdf_public/research_brief_-advancing_accumulation_risk_management_in_cyber_insurance.pdf (pristupljeno u januaru 2020)
[6] https://www.jbs.cam.ac.uk/fileadmin/user_upload/-research/centres/risk/downloads/crs-rms-managing-cyber-insurance-accumulation-risk.pdf (pristupljeno u februaru 2020)
[7] https://partnerre.com/wp-content/uploads/2018/10/2018-Survey-of-Cyber-Insurance-Market-Trends.pdf ( pristupljeno u februaru 2020)
[8] S. Jovanović, „Osiguranje od informatičkih rizika“, Teme, 2017.
[9] Uslovi za osiguranje opšte odgovornosti, Kompanija „Dunav osiguranje“ a.d.o. Beograd

Published

2020-10-04

Issue

Section

Industrial Engineering and Management