CLAIMS RESERVING IN MOTOR VEHICLES INSURANCE AND MOTOR LIABILITY INSURANCE
DOI:
https://doi.org/10.24867/29JV02KatanskiKeywords:
actuary, reserved for damages, mathematical methods, liquidity, solvencyAbstract
Technical reserves in insurance are funds that insurance companies set aside to ensure that they can meet their obligations to policyholders. Those reserves are crucial for the financial stability of the insurance company and for the protection of the insured. The basis of this paper is the presentation of the model and the calculation of reserves for incurred and unreported insurance damages. Insurance companies determine the adequate amount of technical reserves using actuarial mathematics and its mathematical methods.
References
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[2] Zlata I. Đurić, Matematičko-statističke metode i modeli formiranja tehničkih rezervi u neživotnom osiguranju. Doktorska disertacija, Ekonomski fakultet, Univerzitet u Kragujevcu, 2015.
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[4] Miloš Bubnjević, Modeli računanja tehničkih rezervi u aktuarstvu, master rad, Prirodno-matematički fakultet, Univerzitet u Novom Sadu, 2015.
[5] Branko Pavlović, Adekvatnost rezervacije obaveza za štete (Run off analiza), Institut za osiguranje i aktuarstvo Beograd, 2010.
[6] Željko Vojinović, Nebojša Žarković, Osiguranje, Subotica, 2016.
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Published
2024-12-06
Issue
Section
Mathematics in Engineering
